Do you have questions about open enrollment? We are here to help you with your group health insurance needs.
We have listed a few details and terms below, to help you make sense of the current insurance market and the terminology associated with a new...
We know that corporate healthcare costs are a big expense to any corporation’s bottom line. There are several ways that people can save on an individual level, with their healthcare expenses. Here are five tips to save on healthcare costs, doctor bills and prescription drugs.
1. Use In-Network...
Open Enrollment for Group Health Insurance is coming for 2017-2018. It’s important to prepare for open enrollment. Group health plan sponsors should be aware of the legal changes affecting the design and administration of their plans, for plan years beginning on or after Jan. 1, 2018.
Employers should review...
Do you know what a flexible spending account is? A health flexible spending account (FSA) lets you use pre-tax dollars to pay for eligible health care expenses for you, your spouse, and your eligible dependents. This is when money is set aside from your paycheck, for medical expenses, before taxes...
Why is it that “Free” Preventive Care Services aren’t always “Free”?
I personally think that one of the best provisions in the ACA was preventive care covered at 100%. There are no co-pays, no deductibles. This was already in place for HDHP plans back in 2004,...
Do you understand the benefits of long-term care insurance? Long-term care insurance is designed to help pay for medical or non-medical services, that may be out of pocket charges, if you are not insured. Some policies even cover nursing home care, while others would include...